/* ==========================================================================
   LESCANNE ASSURANCES — feuille de style principale
   ========================================================================== */

:root {
  --navy-900: #12103A;
  --navy: #1D1A54;
  --navy-700: #2A2670;
  --navy-100: #EDEDF7;
  --gold: #F4B400;
  --gold-dark: #D69E00;
  --ink: #1E1E2A;
  --grey-600: #5B5B6E;
  --grey-300: #D9D9E4;
  --grey-100: #F6F6FA;
  --white: #FFFFFF;
  --radius-lg: 24px;
  --radius-md: 16px;
  --radius-sm: 10px;
  --shadow: 0 20px 45px -20px rgba(18, 16, 58, 0.25);
  --shadow-sm: 0 8px 20px -10px rgba(18, 16, 58, 0.2);
  --max-width: 1180px;
  --font: 'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

h1, h2, h3, h4 {
  font-weight: 700;
  line-height: 1.15;
  letter-spacing: -0.01em;
  color: var(--navy-900);
  margin-bottom: 14px;
}

h1 {
  font-family: 'Fraunces', Georgia, serif;
  font-size: clamp(2rem, 3.6vw, 3rem);
  font-weight: 700;
  font-style: normal;
  letter-spacing: 0;
  line-height: 1.08;
  margin-bottom: 22px;
}
h2 { font-size: clamp(1.8rem, 3vw, 2.4rem); margin-bottom: 18px; }
h3 { font-size: 1.25rem; margin-bottom: 10px; }
h4 { margin-bottom: 8px; }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold-dark);
  background: rgba(244, 180, 0, 0.14);
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 18px;
}

.lede {
  font-size: 1.15rem;
  color: var(--grey-600);
  max-width: 620px;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 15px 30px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.98rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease, color 0.15s ease;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-2px); }

.btn-primary {
  background: var(--gold);
  color: var(--navy-900);
  box-shadow: var(--shadow-sm);
}
.btn-primary:hover { background: var(--gold-dark); }

.btn-dark {
  background: var(--navy);
  color: var(--white);
  box-shadow: var(--shadow-sm);
}
.btn-dark:hover { background: var(--navy-700); }

.btn-outline {
  background: transparent;
  border-color: rgba(255,255,255,0.5);
  color: var(--white);
}
.btn-outline:hover { background: rgba(255,255,255,0.12); }

.btn-outline-navy {
  background: transparent;
  border-color: var(--navy);
  color: var(--navy);
}
.btn-outline-navy:hover { background: var(--navy); color: var(--white); }

.btn-block { width: 100%; }

.btn-nav {
  padding: 10px 20px;
  font-size: 0.86rem;
}

/* ---------- Logo ---------- */
.logo {
  display: inline-flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 3px;
}
.logo-img {
  height: 42px;
  width: auto;
  display: block;
}
.logo-sub--header {
  display: block;
  font-size: 0.6rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--navy-700);
  margin-left: 1px;
}
.logo-badge {
  display: inline-flex;
  align-items: center;
  background: var(--white);
  padding: 10px 16px;
  border-radius: 12px;
}
.logo-badge .logo-img { height: 26px; }
.logo-img--footer { height: 32px; }
.logo-sub--footer {
  display: block;
  font-size: 0.6rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.68);
  margin-left: 1px;
}

/* ---------- Header / Nav ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--grey-300);
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 0;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 48px;
}
.nav-links a {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--navy-900);
  position: relative;
  padding: 6px 0;
}
.nav-links a.active,
.nav-links a:hover { color: var(--gold-dark); }

.nav-actions { display: flex; align-items: center; gap: 14px; }
.nav-phone {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--navy-900);
  white-space: nowrap;
}
.nav-phone:hover { color: var(--gold-dark); }
.nav-links-mobile-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.nav-links-mobile-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--navy-900);
  margin: 5px 0;
  transition: 0.2s;
}

.nav-dropdown { position: relative; }
.nav-dropdown-panel {
  position: absolute;
  top: calc(100% + 18px);
  left: 50%;
  transform: translateX(-50%);
  background: var(--white);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow);
  padding: 14px;
  width: 260px;
  display: none;
  border: 1px solid var(--grey-300);
}
.nav-dropdown:hover .nav-dropdown-panel,
.nav-dropdown:focus-within .nav-dropdown-panel { display: block; }
.nav-dropdown-panel a {
  display: block;
  padding: 10px 12px;
  border-radius: var(--radius-sm);
  font-size: 0.92rem;
}
.nav-dropdown-panel a:hover { background: var(--grey-100); }

/* ---------- Hero ---------- */
.hero {
  background: linear-gradient(150deg, var(--navy-900) 0%, var(--navy) 55%, var(--navy-700) 100%);
  color: var(--white);
  padding: 90px 0 110px;
  position: relative;
  overflow: hidden;
}
.hero::after {
  content: "";
  position: absolute;
  right: -120px;
  top: -120px;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(244,180,0,0.28) 0%, rgba(244,180,0,0) 70%);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 50px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.hero h1 { color: var(--white); margin-bottom: 20px; }
.hero .lede { color: rgba(255,255,255,0.82); font-size: 1.15rem; margin-bottom: 34px; }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; }

.hero-page {
  background: linear-gradient(150deg, var(--navy-900) 0%, var(--navy) 100%);
  color: var(--white);
  padding: 70px 0 80px;
}
.hero-page h1 { color: var(--white); margin-bottom: 14px; }
.hero-page .lede { color: rgba(255,255,255,0.82); }

/* ---------- Stat strip ---------- */
.stat-strip {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  padding: 30px 40px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  position: relative;
  z-index: 2;
  margin-top: -55px;
}
.stat-strip .stat b {
  display: block;
  font-size: 1.8rem;
  color: var(--navy-900);
  font-weight: 800;
}
.stat-strip .stat span {
  font-size: 0.85rem;
  color: var(--grey-600);
}

/* ---------- Partners band (scrolling insurer logos strip) ---------- */
.partners-band {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  padding: 30px 0 32px;
  position: relative;
  z-index: 2;
  margin-top: -55px;
  overflow: hidden;
}
.partners-label {
  text-align: center;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--grey-600);
  margin-bottom: 20px;
  padding: 0 24px;
}
.partners-track {
  overflow: hidden;
  width: 100%;
  -webkit-mask-image: linear-gradient(90deg, transparent, black 8%, black 92%, transparent);
  mask-image: linear-gradient(90deg, transparent, black 8%, black 92%, transparent);
}
.partners-track-inner {
  display: flex;
  align-items: center;
  gap: 52px;
  width: max-content;
  animation: partners-scroll 34s linear infinite;
}
.partners-track:hover .partners-track-inner { animation-play-state: paused; }
.partners-track-inner span {
  font-family: var(--font);
  font-weight: 800;
  font-size: 1.2rem;
  letter-spacing: 0.01em;
  color: var(--navy-700);
  opacity: 0.55;
  white-space: nowrap;
  transition: opacity 0.15s ease;
}
.partners-track-inner span:hover { opacity: 1; color: var(--navy-900); }
.partners-track-inner img.partner-logo {
  height: 32px;
  width: auto;
  max-width: 140px;
  object-fit: contain;
  filter: grayscale(100%);
  opacity: 0.65;
  transition: opacity 0.15s ease, filter 0.15s ease;
}
.partners-track-inner img.partner-logo:hover { opacity: 1; filter: grayscale(0%); }
@keyframes partners-scroll {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}
@media (max-width: 760px) {
  .partners-track-inner { gap: 34px; animation-duration: 22s; }
  .partners-track-inner span { font-size: 1rem; }
}

/* ---------- Sections ---------- */
section { padding: 90px 0; }
.section-tight { padding: 60px 0; }
.section-grey { background: var(--grey-100); }
.section-navy { background: var(--navy-900); color: var(--white); }
.section-navy h2 { color: var(--white); }
.section-head { max-width: 680px; margin-bottom: 50px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }

/* ---------- Cards / grids ---------- */
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }

.card {
  background: var(--white);
  border: 1px solid var(--grey-300);
  border-radius: var(--radius-md);
  padding: 30px;
  transition: transform 0.18s ease, box-shadow 0.18s ease, border-color .18s ease;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: transparent; }
.card .icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: var(--navy-100);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  font-size: 1.4rem;
}
.card .assist-logo {
  height: 44px;
  display: flex;
  align-items: center;
  margin-bottom: 18px;
}
.card .assist-logo img { max-height: 44px; max-width: 140px; object-fit: contain; }
.card h3 { margin-bottom: 10px; }
.card p { color: var(--grey-600); font-size: 0.95rem; }
.card a.card-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 16px;
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--navy);
}

.universe-card {
  border-radius: var(--radius-lg);
  padding: 36px 30px;
  color: var(--white);
  position: relative;
  overflow: hidden;
  min-height: 260px;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  box-shadow: var(--shadow-sm);
}
.universe-card h3 { color: var(--white); font-size: 1.4rem; margin-bottom: 10px; }
.universe-card p { color: rgba(255,255,255,0.85); font-size: 0.92rem; margin-bottom: 18px; }
.universe-card .tag {
  display: inline-block;
  font-size: 2rem;
  margin-bottom: 20px;
}
.universe-card.c1 { background: linear-gradient(160deg,#1D1A54,#2A2670); }
.universe-card.c2 { background: linear-gradient(160deg,#0F3D3E,#166566); }
.universe-card.c3 { background: linear-gradient(160deg,#5A3A12,#B98A1F); }
.universe-card.c4 { background: linear-gradient(160deg,#3A1D4A,#6A2E6E); }
.universe-card .card-link { color: var(--white); }

/* ---------- Risk list (equestre etc.) ---------- */
.risk-list { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.risk-item {
  display: flex;
  gap: 16px;
  background: var(--white);
  border: 1px solid var(--grey-300);
  border-radius: var(--radius-md);
  padding: 22px;
}
.risk-item .bullet {
  flex-shrink: 0;
  width: 34px;
  height: 34px;
  border-radius: 10px;
  background: var(--gold);
  color: var(--navy-900);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.15rem;
}
.risk-item h4 { font-size: 1.02rem; margin-bottom: 6px; color: var(--navy-900); }
.risk-item p { font-size: 0.9rem; color: var(--grey-600); }

/* ---------- Process steps ---------- */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; counter-reset: step; }
.step { position: relative; padding-top: 10px; }
.step .num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  font-weight: 800;
  margin-bottom: 16px;
}
.step h4 { margin-bottom: 8px; color: var(--navy-900); }
.step p { font-size: 0.9rem; color: var(--grey-600); }

/* ---------- Logos strip ---------- */
.trust-strip {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 26px;
  padding: 26px 0;
  border-top: 1px solid var(--grey-300);
  border-bottom: 1px solid var(--grey-300);
}
.trust-strip span { font-size: 0.85rem; color: var(--grey-600); font-weight: 600; }

/* ---------- CTA banner ---------- */
.cta-banner {
  background: linear-gradient(135deg, var(--gold) 0%, #F7C948 100%);
  border-radius: var(--radius-lg);
  padding: 54px 50px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  flex-wrap: wrap;
}
.cta-banner h2 { font-size: 1.8rem; margin-bottom: 8px; color: var(--navy-900); }
.cta-banner p { color: var(--navy-700); }

/* ---------- Reviews block ---------- */
.reviews-block {
  background: var(--navy-100);
  border-radius: var(--radius-lg);
  padding: 56px 40px;
  text-align: center;
  max-width: 680px;
  margin: 0 auto;
}
.reviews-stars {
  color: var(--gold);
  font-size: 1.8rem;
  letter-spacing: 4px;
  margin-bottom: 14px;
}
.reviews-block h2 { margin-bottom: 10px; }
.reviews-btn {
  margin-top: 26px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
}
.reviews-btn svg { flex-shrink: 0; }

/* ---------- Forms ---------- */
.form-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  padding: 40px;
}
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field { margin-bottom: 18px; display: flex; flex-direction: column; gap: 8px; }
.field.full { grid-column: 1 / -1; }
.field label { font-size: 0.88rem; font-weight: 600; color: var(--navy-900); }
.field input,
.field select,
.field textarea {
  border: 1.5px solid var(--grey-300);
  border-radius: var(--radius-sm);
  padding: 12px 14px;
  font-family: var(--font);
  font-size: 0.95rem;
  color: var(--ink);
  background: var(--white);
  transition: border-color 0.15s ease;
}
.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-color: var(--navy);
}
.field textarea { resize: vertical; min-height: 110px; }
.checkbox-field { display: flex; align-items: flex-start; gap: 10px; }
.checkbox-field input { width: 18px; height: 18px; margin-top: 3px; }
.checkbox-field label { font-size: 0.85rem; color: var(--grey-600); font-weight: 400; }
.form-note { font-size: 0.82rem; color: var(--grey-600); margin-top: 14px; }
.form-success {
  display: none;
  background: #EAF7EE;
  border: 1px solid #B7E3C3;
  color: #1F6D3B;
  padding: 16px 18px;
  border-radius: var(--radius-sm);
  margin-bottom: 20px;
  font-size: 0.92rem;
  font-weight: 600;
}

/* ---------- Contact info blocks ---------- */
.contact-info { display: flex; flex-direction: column; gap: 22px; }
.contact-info .item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.14);
  border-radius: var(--radius-md);
  padding: 20px;
}
.contact-info .item .icon {
  width: 44px; height: 44px;
  border-radius: 12px;
  background: rgba(244,180,0,0.18);
  color: var(--gold);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  font-size: 1.15rem;
}
.contact-info .item h4 { color: var(--white); margin-bottom: 4px; font-size: 0.98rem; }
.contact-info .item p, .contact-info .item a { color: rgba(255,255,255,0.78); font-size: 0.92rem; }
.contact-info .item a:hover { color: var(--gold); }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-900); color: rgba(255,255,255,0.75); padding: 70px 0 30px; }
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}
.footer-grid p { font-size: 0.9rem; margin-top: 16px; max-width: 280px; color: rgba(255,255,255,0.6); }
.footer-col h4 { color: var(--white); font-size: 0.92rem; margin-bottom: 16px; letter-spacing: 0.03em; }
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col a { font-size: 0.9rem; color: rgba(255,255,255,0.65); }
.footer-col a:hover { color: var(--gold); }
.footer-email { font-size: 0.82rem; white-space: nowrap; }
.footer-bottom {
  padding-top: 26px;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 10px;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.45);
}

/* ---------- Utilities ---------- */
.text-center { text-align: center; }
.mt-40 { margin-top: 40px; }
.badge-list { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 20px; }
.badge-list span {
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.18);
  padding: 8px 16px;
  border-radius: 999px;
  font-size: 0.82rem;
  font-weight: 600;
}

/* ---------- Hero tags (univers cards, hero side panel) ---------- */
.hero-tags {
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
}
.hero-tag {
  display: flex;
  align-items: center;
  gap: 14px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: var(--radius-md);
  padding: 18px 16px;
  backdrop-filter: blur(8px);
  color: #fff;
  text-decoration: none;
  cursor: pointer;
  transition: transform 0.18s ease, background 0.18s ease, border-color 0.18s ease;
}
.hero-tag:hover {
  transform: translateY(-3px);
  background: rgba(255,255,255,0.12);
  border-color: rgba(244,180,0,0.4);
}
.hero-tag-icon {
  flex-shrink: 0;
  width: 42px;
  height: 42px;
  border-radius: 12px;
  background: rgba(244,180,0,0.18);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
}
.hero-tag span:last-child {
  font-weight: 600;
  font-size: 0.92rem;
  color: var(--white);
  line-height: 1.25;
}

@media (max-width: 520px) {
  .hero-tags { grid-template-columns: 1fr; }
}

/* ---------- Responsive ---------- */
@media (max-width: 980px) {
  .hero-grid { grid-template-columns: 1fr; }
  .stat-strip { grid-template-columns: repeat(2, 1fr); }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .steps { grid-template-columns: repeat(2, 1fr); }
  .risk-list { grid-template-columns: 1fr; }
}

@media (max-width: 760px) {
  .nav-links, .nav-actions { display: none; }
  .nav-links-mobile-toggle { display: block; }
  .logo-sub--header { display: none; }
  .nav.open {
    flex-wrap: wrap;
    position: relative;
  }
  .nav-links-mobile-toggle { order: 1; }
  .nav.open .nav-links {
    order: 2;
    display: flex;
    flex-direction: column;
    align-items: stretch;
    flex: 1 1 100%;
    width: 100%;
    background: var(--white);
    padding: 20px 24px 4px;
    gap: 4px;
  }
  .nav.open .nav-links a { padding: 12px 0; width: 100%; }
  .nav.open .nav-links .nav-dropdown { width: 100%; }
  .nav.open .nav-actions .btn { display: inline-flex; margin-top: 6px; padding: 15px 30px; font-size: 0.98rem; }
  .nav.open .nav-actions {
    order: 3;
    display: flex;
    flex-direction: column;
    align-items: stretch;
    flex: 1 1 100%;
    width: 100%;
    background: var(--white);
    padding: 0 24px 20px;
    border-bottom: 1px solid var(--grey-300);
    box-shadow: var(--shadow);
  }
  .nav-dropdown-panel { position: static; transform: none; width: 100%; box-shadow: none; border: none; padding: 0; display: none; }
  .nav-dropdown:hover .nav-dropdown-panel { display: none; }
  .nav-dropdown.open .nav-dropdown-panel { display: block; }
  .grid-4, .grid-3, .grid-2, .footer-grid, .form-grid { grid-template-columns: 1fr; }
  .stat-strip { grid-template-columns: 1fr 1fr; padding: 24px; }
  section { padding: 60px 0; }
  .cta-banner { padding: 36px 26px; flex-direction: column; align-items: flex-start; }
  .form-card { padding: 24px; }
  .steps { grid-template-columns: 1fr; }
}